A few tips for looking at travel insurance:

Here are some companies to get you started, most specialise in Australia or New Zealand for you to check out.  Make sure you talk to them yourself or with your parents to make sure you know what you are covered for.  We don’t work with any of these companies so do your homework (I always hated homework).

• Worldwide Insure – Click here
• Flexicover Direct – Click here
• Cover Works – Click here
• Down Under Insurance -  Click here
• World Nomads – Click here
• Mind The Gap Year – Click here

Insurance Frequently Asked Questions

Will my University medical insurance be enough – or do I need to purchase separate travel insurance?

A couple of things you will need to make sure of, firstly that your university insurance works in a foreign country, outside of Europe? Secondly does your university policy include repatriation back to the UK if something happened to you? That is if you had an accident or medical problem and you needed to get back to the UK, your medical insurance would cover this.

Thirdly, medical insurance is different to travel insurance. Travel insurance is vital to avoid big costs during your travel and insurance period. Areas you could incur costs that are usually covered by a travel insurance policy are:

• Loss or stolen valuables or baggage
• Missed flights due to sickness or flight cancellation
• Loss of your passport
• Personal Liability (very important especially in Australia)
• Repatriation back to the UK or your home country

At the end of the day for the cost of around £100-£150 you can potentially avoid many thousands of pounds loss from any number of potential situations.

Any questions you have or good insurance companies you come across let us (and others know)